Lines of Business

Retirement Plans

Products

• 401(k) and Profit Sharing Plans
• 403(b) Plans
• ESOP’s
• Defined Benefit Plans
• Simple IRA Plans
• Non-qualified Deferred Compensation Plans
• 457 Plans

Services

• Consulting Services including Provider Searches
• Comparisons, and Investment Selection and Monitoring Services
• Analyze Total Expenses
• Review plan design features for all retirement plans
• Consider plan changes and/or enhancements
• Review employee communication and enrollment process
• Conduct extensive vendor review
• Review operational and servicing issues

Executive Benefits

Products

• Executive Bonus Plans
• Salary Contribution Plans
• Non-qualified Deferred Compensation Plans
• Disability Income Carve Out Plans
• Long-term Care Programs
• Estate Planning Solutions

Services

• Work with clients to determine the plan objective
• Review total compensation package to determine if plan design includes an element of incentive compensation
• Provide guidance on accounting and balance sheet impacts of various options
• Develop investment line-up for participants and ensure Corporate assets are appropriately in line with liabilities
• Provide plan education
• Provide participant enrollment
• Ensure compliance

Wealth Accumulation

Products

• Mutual Funds
• Unit Investment Trust
• Separately Managed Accounts
• Fee-based Wrap Programs
• ETF’s
• Stocks
• Bonds
• Annuities
• Real Estate Investment Trusts

Services

• Review retirement goals and develop funding strategies
• Assist in developing asset allocation strategy*
• Develop a personal financial plan
• Help assess the success rate of current asset allocation*
• Review personal risk management needs
• Assist in addressing estate planning issues and strategies to finance the estate tax liability

* Asset allocation does not guarantee a profit or protect against losses.

Business Succession

Products

• Buy/Sell insurance
• Key person insurance
• ESOP

Services

• Estate planning services
• Based on your goals we will help you establish a succession plan
• Provide on-going review of your succession plan to help ensure that it is consistent with your goals
• We will stay abreast of changes in the rules and regulations that may impact your succession plan

Securities and Advisory Services offered through VSR Financial Services, Inc., A Registered Investment Adviser and Member FINRA/SIPC.  Employee Benefits are offered by LaMair – Mulock - Condon Co. (LMC) a member of Assurex Global and is independent of VSR.